Protect your garage with tailored coverage that fits your needs perfectly.

About Garage Guy

I didn’t come into this business from a desk. I came from the garage.

Long before insurance, I was drawn to the automotive world. I worked on classics, beaters, and everything in between, completed my auto mechanic apprenticeship, and earned my mechanic’s license. That background still shapes how I look at garage risks today because I understand how shops work, how owners think, and how fast things can go sideways when coverage doesn’t line up with reality.

Later, after owning a business and working in management, I gained something else that matters just as much: a firsthand understanding of what business owners carry every day, payroll, equipment, customers, deadlines, cash flow, and the constant pressure to keep everything moving. That perspective is a big part of why I approach insurance differently.

I moved into the insurance industry more than 20 years ago and found the perfect fit: helping people in the automotive world protect what they’ve built. Today, I work with auto repair shops, body shops, detailing operations, and other automotive businesses that need more than a generic policy and a quick renewal.

What makes Garage Guy different is simple: I speak both languages, the language of the shop and the language of insurance. I know that a garage owner does not need fluff, vague promises, or the cheapest number on a spreadsheet. You need someone who understands your operation, spots the gaps, and helps make sure your coverage will stand up when it matters most.

My Approach

My approach is straightforward: learn the business, review the risk, and tell the straight truth.

I see myself as a second set of eyes for garage owners, a partner who can step in, take a fresh look at the coverage, and help identify blind spots, overlaps, and opportunities for improvement. That might mean finding savings where they make sense, but it never means cutting protection just to make a premium look good.

I believe in value over price, because a low premium is not a win if the policy falls apart during a claim. Garage businesses move fast, change fast, and face exposures that are often missed until a loss happens, which is why insurance should be reviewed regularly, not just at renewal time.

When we work together, you can expect from me clear communication, practical advice, and recommendations built around how your business actually operates. My goal is to help you feel confident that your insurance is working just as hard as you are.

“I believe insurance should be reviewed regularly, not just at renewal or during a claim."

OUR COVERAGE

Reliable insurance solutions tailored for your garage business.

Garage Coverage

Protect your tools, equipment, and workspace from unexpected damage.

A mechanic working confidently in a well-equipped garage surrounded by tools.
A mechanic working confidently in a well-equipped garage surrounded by tools.
Liability

Coverage that shields you from claims related to accidents or injuries.

Peace of mind knowing your business is protected while driving a customers car.

Vehicle Protection
person holding BMW steering wheel
person holding BMW steering wheel
a white truck parked next to a pile of dirt
a white truck parked next to a pile of dirt

Knowing there is coverage if your business is responsible for cleanup or environmental damage.

Enviromental Protection
woman wearing yellow long-sleeved dress under white clouds and blue sky during daytime

GarageGuy made insurance simple and hassle-free for my auto shop.

Sam B.

A smiling mechanic standing proudly in front of his busy garage.
A smiling mechanic standing proudly in front of his busy garage.

Quick quotes and clear coverage helped me protect my business easily.

Liz M.

Close-up of hands shaking over an insurance agreement in a workshop.
Close-up of hands shaking over an insurance agreement in a workshop.
★★★★★
★★★★★

Contact Us

Reach out anytime for help with your garage insurance needs.

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© 2025 All rights reserved.

John Flanagan

Serving Primarily: Ontario, Additional Provinces of Canada.

USA Affiliated Broker Network

(289) 314-8727

commercialguyinsure@gmail.com